Question: can you use a credit card on cash app

Most people that are new to cash app usually ask this question, can you use a credit card on cash app?

Can you use a credit card on cash app?

Going straight to answer the question;

Yes of course, you can use a credit card on cash app. So I’m going to show you how you can add your credit card on the application. But please, I want you to know that not all credit card work on cash app. I’m hundred percent sure of chase credit card do work on the app.

Now let’s proceed on how to use credit card on cash app.

How to use credit card on cash app

First, kindly download the app using the links below;

Having downloaded and installed the app on your phone, you can now proceed to how to use credit card on cash app.

You will first add your credit card to cash app. 

Open the cash app on your mobile phone, and you will be welcomed to the homepage of the app which is usually like the picture below.

can you use a credit card on cash app

To show and properly answer the question on can you use a credit card on cash app, let me show you how you can do that right away.

Get started by tapping on the settings icon. The settings icon is the picture icon on top of your screen. If you put your picture on the app, your picture will be displayed there instead of the general cash profile Pic.

So kindly tap on the profile picture icon on top of your screen.

On the next screen is where you can add your credit card to your cash app. Like I said earlier, not all credit cards work on whatsapp though you can’t be sure until you try adding it to the app. If you see an error message, it simply means that you can’t add the credit card to the cash app.

If it is your very first time of using cash app, and you haven’t added any bank details to it, you can’t just go straight away and add your credit card. I’m sorry but that isn’t possible.

You need to first add your bank account, your debit card before adding a credit card. If you didn’t so, you won’t see the option to add a credit card to the app and I believe it is the reason why people ask can you use a credit card on cash app.

So kindly add your bank debit card before adding the credit card. Tap on the option to add a debit card and enter your debit card details on the app, finally tap on the green button that states add card.

You have successfully added your debit card to the cash app. Now you will see that the option to add a credit card will now be available on your app. This is why I said you can’t add a credit card on cash app without adding a debit card first.

The made it in such a way that you must first add a debit card before adding a credit card. You can fund your cash app using your debit card, but you can’t do the same with a credit card. Credit card is only for payment and that’s why they made it compulsory to add a debit card first before adding a credit card.

Let’s continue on how to use credit card on cash app.

Now you have added your debit card, tap the option to add a credit card.

On top of your screen, the app will notify you with their charges. That is if you send money using your credit card, there’s a 3% fee charged by cash app.

For example, you want to send $500 using your credit card, you will be charged a sum total amount of $503 respectively. Remember, your credit card will also charge you a fee apart from the cash app 3% fee.

So if you’re okay with the cash app 3% fee for credit card, go ahead and add your credit details or information on the app.

On tapping on the add card button and an error pop-up, that means your credit card isn’t supported on the app. The error message states;

This card is not supported because of the issuing bank charges cardholders additional fee. Please add another card

If you see this error message while adding your credit card, that simply means that it is not supported, and you can’t add the credit card to the cash app. If you have another credit, try adding it and see if it will be successful.

If you don’t have another credit card, I’m sorry that’s the end of your journey on how to use credit card on cash app.

Because of this error message people do think that cash app doesn’t support credit card, and that’s why this question on can you use a credit card on cash app pops up on the internet.

Adding a new credit card and you didn’t see the error message, then you’re good to go. Your credit card is hundred percent supported on cash app. And this in turn answers the question can you use a credit card on cash app.

As you have successfully added your credit card on cash app, now let’s proceed on how to use credit card on cash app to send money to someone.

Sending money using credit card

Close the app and open it again or probably go back to the homepage of the cash app.

On the homepage or the homescreen, enter the amount you want to send to a recipient and click on the pay button.

A list of drop down contacts will be displayed on your screen. However, if you didn’t see the recipient name, kindly add the recipient phone number or email address in the space provided for it. Remember to choose your credit card as the means of payment instead of your debit card.

If you have your debit card as the default means of payment or sending money on the cash app, you need to change it to your credit card or probably select credit card while sending money.

To change payment method on cash app, simply tap on the cash balance on top of your screen. It will ask you how you would like to send the payment, and all the options available will be displayed on your screen.

The options I’m talking about is the debit and credit card which you have added on cash app.

So you have to select your credit card by tapping on it. Once you’re done and confirm that all you have entered is correct, go ahead and hit the send button.

So this is how to use credit card on cash app. Remember you will be charged a fee of 3% by cash app, and also another fee by your credit card which I think the maximum is 5%.

Again, note that you can’t fund your cash app using your credit card, I’m sorry that feature isn’t available at the moment. Maybe in the future cash app will make it available to add funds using the credit card.

At this point I think I’ve properly answered the question on can you use a credit card on cash app. And again, the answer is yes.

You can use a credit card on cash app though not all credit cards are supported. In order to confirm if your credit card is supported or not, you have to add it to your cash app.

If you didn’t see this error message “This card is not supported because of the issuing bank charges cardholders additional fee. Please add another card” that simply means that your credit card is supported on cash app and you’re good to go.

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Can you send money through cash app with a credit card?

Absolutely yes. You can send money through cash app with a credit card.

All you need to do is to add your credit card on cash app, go back to the homescreen and enter the amount which you want to send.

Tap on the pay button, the next screen is where you will finalize the transaction. Enter the recipient phone number or email address or probably select from the suggested if the recipient contact is on the list.

Look at the top of your screen where it states cash balance and tap on it. A drop down box which will ask you how you would like to send the payment, select your credit card and confirm that all you have entered is correct.

Finally hit the send button and that’s it. You have successfully send money through cash app with a credit card. This is how to use credit card on cash app.

Cash app won’t let me add credit card

This problem is very common in credit card than the debit card. First I want you to know that you must add a debit card before you can see the option to add a credit card on cash app.

If you didn’t see the option to add a credit card, this is so because you haven’t added a debit card to your cash app.

So you have to do that right away before adding a credit card on cash app.

Again another reason for cash app won’t let me add credit card is because your credit card isn’t supported on cash app.

Like I said earlier on this post, if you see This card is not supported because of the issuing bank charges cardholders additional fee. Please add another card, that simply means that your credit card isn’t supported and there’s nothing you can do about that other than using another credit card.

If you don’t have another credit card, then you’re left with only your debit card.

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This is where I draw the curtain on can you use a credit card on cash app. And for the last time, yes you can use a credit card on cash app.

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