How to upgrade my uba account in Nigeria

Looking for a detailed guide on how to upgrade my uba account in Nigeria? Look no further as all you need to know is right here, on this post for you.

You’re sick and tired of having a tier one or tier two savings account, and you would like to have a maximum amount of cash in your savings account, this is something that is recommendable.

I mean having a standard savings account in Nigeria.

With a standard or regular savings account in Nigeria, you can have trillions of naira in your savings account.

You think that isn’t possible?

One hundred percent possible as long as you have genuine source of funds and you’re not into illegal business.

What I’m trying to say is that with a standard savings account, there’s no limit in maximum operating balance or cash deposit. This isn’t the case when you have a tier one or a tier two savings account in Nigeria.

To avoid the long talks, let’s head over to how to upgrade my uba account in Nigeria.

How to upgrade my uba account

Before going into uba account upgrade, i need to first answer this question, and that is;

What do i need to upgrade my uba account?

This is to say the requirements needed from you to upgrade your united bank for Africa saving account.

The requirements include the followings;

• A means of identification which includes the permanent voter’s card, national ID card, driver’s license and international passport.
• Utility bill of the last three months like the Nepa bill (electricity bill), rent bill, or any other.
• A passport

Others includes account upgrade form which will be given to you in the bank. Before going, I recommend you to photocopy the documents incase the bank ask you to go outside and photocopy the documents.

Usually, it is the duty of the bank to do the photocopy but in case they are having issues with their machine, they will ask you to do that. I’m saying this because I’ve seen it happen and the customer was really pissed off.

So if it is possible for you, photocopy the documents before going to the bank.

Noe you have the needed documents ready, you can then proceed to how to upgrade my uba account.

UBA account upgrade by going to the bank

This is the best means of upgrading your uba savings account, going to the bank to do the upgrade. With all the listed documents, head over to any uba branch around you and move over to the customer service section.

Speak with the representative that you want to update or upgrade your savings account.

The customer service representative will ask you if you have your ID card, utility bill and passport, kindly reply YES unless you don’t have those requirements.

Afterwards he or she will give you a form to fill, and that’s the first step on how to upgrade my uba account.

You need to be very careful as you’re filling the forms, but please don’t hesitate or be shy to ask questions if you’re confused anywhere on the form.

The major informations on the includes your name, uba account number, bank verification number, account type which is savings, your address and phone number, and finally your signature. If you have an email address, also write it out on the form.

Now let me stress the address aspect.

If you’re opening a uba account or maybe this very how to upgrade my uba account, the address you wrote on the form must tally with the address on the utility bill.

I’m saying this cause you might go and borrow an utility bill from a friend or family, on filling the uba account upgrade  form, you wrote plot 820 Luke Street while the address on the utility bill states 120 St Peter’s street off zenith bank.

As you can see, the two addresses are completely different and the bank won’t accept you request on uba account upgrade.

They will cancel the whole process and you may need to start all over by going to another uba branch.

This is the major reason banks do request for utility bill of the last three months.

On your quest on how to upgrade my uba account, you need to pay a closer attention on the address and make sure to write the address on the utility bill. The address on the IDs doesn’t mean anything cause you can change location after enrolling for the ID card.

I repeat again utility bill matters a lot in uba account upgrade cause that is what the bank will use to determine your current home address.

Then pay a closer attention on the name you wrote, and make sure there’s no mistake. Also your bank verification number, account number and phone number.

If you make a mistake on your account number or bank verification number, the bank will correct it, but if it is your phone number, they won’t detect it at all. So please check to see that your phone number is very correct before submitting the form back to the customer service representative.

After you’re done and check to see if everything is correct, give the form back to the customer service representative. He or she will go through the process, if things are OK you’re good to go. If reverse is the case, the bank will tell you what to do.

After you’re done with uba account upgrade.

Now you’re set to receive unlimited amount of money into your uba savings account without any annoying limit.

No limit on deposit, and nothing like maximum operating balance. Your uba savings account is now a standard or regular savings account, though it usually takes a maximum of 24hrs for your account to be ready.

This is the best answer I have for you on how to upgrade my uba account.

How to upgrade my uba account online

As at this time of writing this post, you can’t upgrade your uba account online, rather you’ll have to go to the bank for uba account upgrade.

However, if you’re in a remote environment or probably not in Nigeria (diaspora) you should contact your account manager and notify him or her about your situation.

Many a time they will give you the to download and to fill, the you need to forward the form along with other requirements to your account manager. This is why I said you must first contact your account manager or probably the bank and ask them how you can go about it since there’s no uba bank around you.

Definitely the bank will help you out.

But if to see that there’s an online page to upgrade uba account, I’m sorry it is not available right now. Maybe in the future the bank might put that into a consideration, and offer such services to their customers. How to upgrade my uba account.

Benefits of upgrading uba savings account

There’s no way you can compare a tier one, tier two savings account to a tier three savings account here in Nigeria.

A uba tier one savings account is limited to just N300k operating balance, with 50k single deposit. Mostly this type of account is for student or student account.

UBA tier 2 savings account is limited to just N500k operating balance, with N100k single deposit. A typical example is the NYSC savings account which you opened in the camp.

Then the last is the tier 3 savings account and which is the normal, regular or standard savings account in Nigeria. Everything about this type of account is unlimited, there’s no limit for this type of account and that is the benefit of having a tier 3 or standard savings account in Nigeria.

No limit whatsoever though you need to be careful or cautious on the amount of money you received per single deposit unless your source of income is very genuine and not illegal.

This is all I have for you on uba account upgrade, and I made it possible for you to understand this post by writing this article in a simpler way.

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If you’re confused anywhere on this post and have questions to ask, I’m here to help you out. Better still I will advise you to to kindly contact uba and ask them the questions cause they are the right place for any uba or uba account related questions.

This is where i draw the curtain on how to upgrade my uba account, and I can tell you that it wouldn’t take more than fifteen minutes in the bank and you’re done upgrading your uba account. You can contact the bank to inquire if they have successfully upgraded your account, and if the answer is yes, then you’re good to go.