This article contains a detailed information and answer to how to upgrade my gtbank account and receive a maximum cash to the bank account.
You opened a student account or a gtbank instant account, and you know that the account is limited to a certain sum amount of money. The only way to get away with the restriction is by upgrading your account.
This is what this article is all about.
Giving you the answer to the question on how to upgrade my gtbank account.
How to upgrade my gtbank account
There are two ways which you can upgrade your gtbank account, one is through online while the other is through offline and that is going to the bank.
Before going into how to upgrade my gtbank account, first know the requirements needed from you.
Requirements to upgrade gtbank account
They include the followings;
- Bank verification number (bvn)
- Means of identification which includes nin ID, international passport, driver’s license, permanent voter’s card, etc.
- Passport and utility bill
These requirements stated above are for tier 3 gtbank account and they are unlimited.
Let me explain further before you can go ahead with how to upgrade my gtbank account.
If you opened a student account which is called GTCrea8 account, or probably opened an instant bank account with gtbank, you need to upgrade your bank account. The account you opened is called tier 1 and they are limited to just N200k and can’t exceed that.
However, there’s tier 2 and tier 3.
The tier 2 is limited to N400k as at the time of writing this post, while the tier 3 is unlimited. That is to say that you can have more than one trillion naira in the Gtbank tier 3 account.
If you want to upgrade your gtbank account, you’ll be given an option to select the tier account you want, and they include the tier 2 and the tier 3.
If you ask me, I will recommend the Gtbank tier 3 account as it is unlimited but you need to upgrade to it using your bank verification number, ID card, two passport and an utility bill.
The Gtbank tier 2 account requires just your ID and nothing more, but it is limited to N400k and won’t exceed that amount.
Right now you’ve understood what the tiers means in gtbank account, let’s proceed with the question of the day, how to upgrade my gtbank account.
1. By going to the bank
If you don’t have an internet bank account, the only solution to your question on how to upgrade my gtbank account is by going to the bank.
Move over to the customer service section and request that you want to upgrade your gtbank account. You can tell them whether it is a student account or probably an instant account.
The customer service representative will issue an upgrade form to you to fill or complete. Kindly go through the form and do as it is written on the upgrade form.
On the form, if you’re not yet employed, kindly skip the employment details or ask the customer service representative what to write there. After you’re done filling the Gtbank upgrade form, go through it and make sure that everything is correct.
If you’re confused with the options on the form, don’t hesitate to ask the Gtbank customer service representative to help you out.
If you’re done with everything, submit the form back to the customer service representative along the required items needed from you. The bank will charge you N1k for atm if you don’t have any, and if you do, no charges at all.
However, you need to fund the account with at least one thousand naira in order to prevent it from being a dormant bank account.
To upgrade your gtbank account wouldn’t take more than thirty minutes or one hour and you’re good to go. You can receive millions in your bank account without restriction at all.
This is how to upgrade my gtbank account using the offline method which involves going to the bank for the account upgrade.
2. How to upgrade my gtbank account online
Another method to upgrade gtbank account is through, no need of going to the bank as you can do it right from your house.
Though you must have Gtbank online banking account.
If you want to save yourself from stress of going to the bank to upgrade your gtbank account, then you’ve to load internet data on your phor or use a Wi-Fi for how to upgrade my gtbank account using the online method.
Open the Gtbank website or simply go to this page to get started with gtbank account upgrade or you can scroll to the bosom of the page and select the Self-Service option
Once on the self-service portal, select service type and “Account Upgrade”. Then you’re required to enter your GTBank NUBAN account number and BVN number.
Now listen, don’t get confused if you see gtbank nuban account number. This simply means your gtbank account number, there’s no any other number rather than your gtbank account number.
Tap on the Submit Form.
Next is to select the preferred upgrade (Tier 1. Tier 2. ‘Her 3). Like I said earlier on, I recommend the tier 3 account as it is unlimited but if you don’t have all the necessary requirements, then you can go for tier 2 which is restricted to N400k
An OTP code will be generated in order to verify the Gtbank account upgrade, simply enter the OTP generated from your registered mobile number.
In the case that you selected tier 3 account which requires ID, utility bill etc, you’ll have to submit the required documents (Utility bill, newspaper publication, marriage certificate, regulatory ID Card) and finally click on the submit form button.
If everything is correct and went successfully, you’ll be notified about the Gtbank account upgrade, and further receive high maximum cash into your gtbank account.
This is how to upgrade my gtbank account online, and honestly, it isn’t a difficult one at all. But I would like you to know that sometimes gtbank self service link do have issues which prevent upgrading of account through it.
Can I upgrade my GTB account online?
Absolutely yes, using the above tutorial. However, you may encounter some problems as the Gtbank self service page usually have problems in connecting.
Use the above tutorial to upgrade your gtbank account online. If you’re finding it quite difficult in connecting the Gtbank self service page, the only option you have is to go to the bank and upgrade your bank account.
I do hope this post provides a solution and answer to how to upgrade my gtbank account online or offline.
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I’ve come to the end of this post on how to upgrade my gtbank account online, and I do hope it offers lot of help to you. I’m open to your questions, or better still contact your bank or account manager for inquiries and questions.