Looking for how to open bank account on phone in Nigeria, I got you covered here. Look no further as I will explain all you need to know on opening a new bank account simply by using your mobile phone.
You don’t have to go to the bank to open the account, and this type of savings account in Nigeria is popular called an instant account or a level 1 savings account.
I want you to know that opening a bank account on phone has limit though it is the very first step of you have a savings account in Nigeria.
Now let’s proceed on how to open bank account on phone and any type of mobile phone.
How to open bank account on phone in Nigeria
There are two ways by which you can open a savings account on phone, one is through a bank ussd code, while the second is through a bank mobile app.
Note that you cannot open a current account on phone, this type of account is only applicable to savings account in Nigeria, and like I said, it is a level 1 bank account.
I will start with a bank ussd code before proceeding to mobile banking app.
How to open bank account on phone using a bank ussd code and app
Now let’s jump in to what we have here.
For First Bank Nigeria
USSD CODE:
To open a new first bank account on phone using the bank ussd code, you simply have to dial *894# on your mobile phone.
On the screen select 2 which is open an account, and you can proceed to opening a firsr bank account using the on-screen instructions. However, I noticed that it is quite difficult to open bank account on phone using the ussd code for first bank, do i recommend using the bank mobile app.
FIRST BANK MOBILE APP
How to open bank account on phone for first using the bank mobile app?
To open bank account on phone using the first bank mobile app, you have to first download the app from the Google play store and Apple store.
Open the bank app on your phone and you will see three options, which includes the followings;
- Open account
- Register
- Activate this device
Since we are focused on how to open bank account on phone in Nigeria and for first bank, you should tap on open account.
The next screen is very essential cause you need to pay a closer attention on your screen. It gives you the option to open an account with your phone number or your bank verification number (bvn).
If you have a bvn, enter your bvn in the space written bvn. If you don’t have a bvn then tap on phone number and enter your phone number in the space written phone number.
So let’s assume that this is your very first account you’re opening so you don’t have a bvn yet. So I will go ahead and use the phone for this tutorial.
After you have entered your phone number, tap on the continue button. It will request for an otp code, enter the OTP code to proceed to the next step.
The next window is to enter you personal informationas like name, date of birth, address, gender, etc. After you’re done with that, tap continue to go over to the next step.
On the next step you have to upload your picture and your signature, and you have to select your state as well.
So you go ahead and snap a nice picture of your face and use Adobe reader for mobile to sign your signature, after you’re done upload them to your account. When you have done that, tap on click to review your data.
Review all that you have entered and confirm your account opening with first bank. And that’s it, you have successfully opened a new first bank savings account on phone.
So this is how to open bank account on phone for first bank of Nigeria using both the ussd code and the bank mobile app.
How to open a gtbank account on phone
USSD CODE
To open a new gtbank account on your mobile phone using the bank ussd code, dial *737# on your mobile phone or simply dial *737*0#
You will be given three options, and they are;
- Open mobile wallet
- Open account with bvn details
- Open sub account
If you don’t a bvn, you have to select open mobile wallet, and if you have a bvn, you have to select open account with bvn details. Forget about the third account as it doesn’t matter here at all and whereas I don’t know what it is for, maybe to pay bills and subscriptions.
Let’s say you don’t have a bvn, so kindly tap on open mobile wallet. Next is to enter your first name, followed by your surname. If you have a middle name select yes and enter the name or select no if you don’t have a midlle name.
Select your gender and enter your date of birth. It will ask you whether to proceed with the account opening, select yes and that’s it, you’re done with the account opening. Gtbank will immediately send you your account number through sms.
This is how to open bank account on phone in Nigeria for gtbank, using the bank ussd code. No charges and remember that it is a zero account opening.
Gtbank mobile app
How to open bank account on phone for gtbank using the bank mobile app?
Get started by downloading and installing the Gtbank mobile app on your mobile phone. Open the application and you will where it is written open account just like on the picture below.
Tap on open account, and select the first option that states For Non-Gtbank Customer. You will see two options, open with documents and open without documents.
If you tap on open with documents, it requires that you have to enter your necessary information and also upload your picture along with a signature.
You can open a business account in this very category, and select your turnover amount, and mind you, bvn is optional also.
To open a gtbank account on phone without documents does not require the user to upload any picture or a signature, and you cannot open a business account in this category.
Do you go ahead and create your account, immediately you’re through with the process, the bank will send you your account number. So this is how to open bank account on phone in Nigeria and for gtbank using the bank ussd code and mobile app.
How to open access bank account on mobile phone
This is how you can open access bank account on your mobile phone and in the most convenient way.
USSD CODE
How to open bank account on phone in Nigeria for access bank using the bank ussd code?
Dial *901# on your mobile phone and select open account. Select with or without a bvn, enter your first name followed by middle name and last name. Enter your date of birth and gender, followed by selecting your religion.
Proceed wry the next steps and you’re good to go. You have successfully opened an access bank account using your mobile phone and the bank ussd code.
USING THE MOBILE APP
How to open access bank account on mobile phone using the app?
Download and install Access bank mobile app on your phone and quickly launch the app. Please there are two access bank mobile app in the play store, one is called access more and that is what you need to open access bank account on mobile phone.
Use the above link to download and install the app on your mobile phone. When you’re done with the installation, open the app and let’s get started.
On first time opening the app, select Nigeria as your country and it will ask if you have an access bank account, select no and proceed with opening your bank account with access bank.
Agree with the terms and conditions, and you’re at the right track. If you don’t have a bvn, simply tap on the link that says create account without bvn just like on the picture below.
If you have your bvn, don’t bother tapping on that very link. Kindly enter your bvn and date of birth.
If you don’t have a bvn, tap on the link and enter your email address, phone number and date of birth respectively. When you’re done, tap on the continue button to proceed to the next steps.
On the next next screen, you will see Instant savings tier 1 along with the following details or informations.
An account designed to meet the financial needs of the under-banked and unbanked. 18 years and above
Features:
• “N1,000 minimum account opening balance
• Interest rate-1.15% (subject to 4 withdrawals per month)
• Issuance of Verve cards (only)
• Maximum Cumulative Balance-N300,000
• Transactions are limited to Nigeria
• Mobile Payments single transactions limit-N3,000
• Mobile Payments daily transactions limit-N30,000”
Benefits
“Convenient & flexible account opening requirements
Provides account information updates via SMS/Email alerts
No monthly maintenance fees”
Required Documents:
• Passport Photograph • Signature
Tap on select product, and you have uploaded your picture and your signature.
Uploaded your picture and signature, and complete your personal data or information, and that’s it, you have successfully opened an access bank account right from your mobile phone using the bank mobile app, and without stress.
So if you don’t fancy the ussd code, you should use the mobile app cause I think it is way better and right now access bank ussd code to open a new account is very problematic.
So there you go, how to open access bank account on mobile phone using the bank mobile app.
How to open zenith bank account on phone
Looking for how to open zenith bank account on my phone, I got you covered here and you only require your mobile phone with or without the internet.
However, banks now prefer their customers to open bank account on phone using the bank mobile app. So let’s proceed on how to open zenith bank account on phone.
USSD CODE
How to open bank account on phone in Nigeria for zenith bank using the bank ussd code?
Get started by dialing *966*0# and select open account. Select for self unless you’re opening for a third party.
If you have a bvn, select yes(Eazy Save account) or if you don’t have a bvn select no (Zwallet account). Enter your surname name and other names followed by your date of birth, and that’s it you have successfully created a savings account for zenith bank using your mobile phone.
This is how to open bank account on phone for zenith bank using the bank ussd code, and immediately you’re done, the bank will send you your bank account number.
USING MOBILE APP
How to open bank account on phone in Nigeria using the bank mobile app?
Download and install the Zenith bank mobile app on your mobile phone and open the app. Tap on open account and you will see options to open an account with bvn or without bvn.
If you have a bvn, enter your bvn in the space for it, enter the mobile number linked to your bvn, and your date of birth. Tap on the verify bvn button to verify your bvn.
If you don’t have a bvn, tap on open without bvn. Enter your email address, select your title, enter your name and other details and tap next.
Enter your date of birth and phone number, select your state and select your preferred branch. The next step is very important, you have to upload your signature and your picture to finalize the account creation.
When you’re done tap on create account to open zenith bank account on phone using the bank mobile app. Immediately you have successfully created your account, zenith bank will send your account number to your phone through sms and you’re good to go.
So this is how to open zenith bank account on phone using both the mobile app and the ussd code. Doing this will only take a maximum of five minutes unless you’re slow or maybe being extra careful, and it will take you like ten minutes to complete the account opening.
So this is how to open bank account on phone in Nigeria, and for zenith bank plc.
How to open jaiz bank account on phone
Jaiz bank is one of the newest bank in Nigeria, and if you want to become their customer, this is how to open jaiz bank account on phone.
USSD CODE
How to open bank account on phone in Nigeria for jaiz bank?
Simply dial *773# on your mobile phone and you must use a bank verification number(bvn) to open a jaiz bank account using the ussd code. Kindly enter your bvn and follow up with the procedure using the on screen instruction.
How to open jaiz bank account on phone using the mobile app?
Download and install the bank mobile app, and open the app. Look closely and you will see where it states open account on your screen.
The main purpose of this post is how to open bank account on phone in Nigeria, and I’m focusing on savings account. So kindly select saving account and enter your bvn, followed by confirm your bvn.
Follow the on-screen instructions and finish up the account opening of the jaiz account on your mobile phone.
How to open uba account on phone
To open uba account on phone, simply use a ussd code or the bank mobile app to open your uba account on phone. Use the samples posted here to open your uba account on your iphone or android.
I’m not going to post all banks procedure here, so if you’re looking for fcmb, stanbic ibtc, Fidelity bank, ecobank, union bank, etc. So all these is how to open bank account on phone in Nigeria.
Limits in the bank account opened using a mobile phone
This is a level one account or tier 1 account in Nigeria, and it is usually limited to N50k per single deposit and a maximum of N300k operating balance.
You cannot receive more than the maximum single deposit in this type of account, and you cannot exceed the maximum operating balance for a level 1 account in Nigeria.
● Kindly learn How to upgrade your bank account in Nigeria
Upgrading or updating your account will let you to receive unlimited money into your bank account.
With this I draw the line on how to open bank account on phone in Nigeria, I’m open to your comments and suggestions.