Looking for first bank account upgrade? Look no further as I have the best guideline on how you can upgrade your first bank account without calling the customer service representative for the procedure.
I have done this before, as I was in your shoe looking for how to upgrade my first bank account. I can tell you that it wouldn’t take more than fifteen minutes and you’re done upgrading your first bank. However, it will take a maximum of 24hrs for the process to be complete.
As you’re looking for first bank account upgrade, I’m sure you have a FirstInstant account or maybe a tier 2 savings account. Now you want to upgrade your account in order to receive a maximum amount of cash in your bank account.
Now let me clear up the air, this the account upgrade I’m talking about is the tier 3 savings account. The tier 3 savings account gives you an unlimited sum amount of money. That is to say that you can receive more than the entire US budget into your savings account.
The tier 3 savings account is the standard or regular bank account in Nigeria, and it requires the following items;
- Means of identification: National ID card, driver’s license, permanent voter’s card, international passport, etc.
- Utility bill: Nepa bill, water bill, rent bill
- A passport
If you’re going to bank to upgrade your first bank account, you must go with the listed items. Make sure that the utility bill are at least three months old from the time you’re upgrading your account.
For example, you went to the bank to upgrade your account today being 22nd March 2021. The utility bill you will use for first bank account upgrade will be from December 2020 to March 2021.
That is the last three months utility bill, and mind you, rent bill is an exception.
The electricity bill usually comes in handy for this, and I recommend you to use the electricity bill unless you have water bill which doesn’t exist in Nigeria, or your rent bill.
Now you have know the requirements, let’s move on how to upgrade my first bank account.
Guide on first bank account upgrade
First, you must go to the bank to upgrade your first bank account. In the case that you’re in remote environment or area where there’s no first bank branch around, kindly contact the bank.
Request the bank to give you your account manager phone number. Call your account manager and request how you can go about it cause there’s no first bank branch around, and whereas you’re in a remote area.
I’m saying this based on my experience with zenith bank, this is what I did.
I called the bank customer service representative, and they sent me the number of my account manager. I called her and told her my situation I’m in at the moment, and we did the account upgrade online.
She requested I forward all the items to her whatsapp number and that’s was it, she later called me to notify that the account upgrade was a successful one.
So if you happen to find yourself in this situation, kindly contact the bank and they will guide you through.
First bank account upgrade by going to the bank
Now let’s proceed to first bank account upgrade by going to the bank.
Let me repeat this, make sure to go with all the listed items and also a pen cause you have up to three fill. Head over to any first bank branch, move straight to the customer service representative and request that you want to upgrade or update your bank account.
The first thing they will ask you ” do you have your ID, utility bill and a passport”.
Since you have them, reply with YES.
The customer service representative will request for your account number though not always the case, and afterwards give you some papers (forms) to fill.
Please go through the forms and fill in the necessary information correctly. Make sure the address you entered is the same with the address on your utility bill.
I repeat again, make sure that the addresse you entered on the form is the same with the address on your utility bill. This is the reason banks do request for the last three months utility bill, and this matters a lot for this first bank account upgrade.
If the two addresses are not the same, the bank will cancel the request or nullify your request to upgrade your bank account.
Why I’m stressing this is because I’ve seen some number of persons borrow other people’s electricity bill to open a bank account or upgrade their bank account. Instead of entering the address on the utility bill, the will enter or write their own address.
Doing this will make the bank to detect that you’re not the owner of the utility bill, and therefore cancel or nullify everything. You will only have to to upgrade your first bank account by trying another first bank branch.
Your purpose of first bank account upgrade is as good as gone.
So please make sure that the address you filled on the forms is the same with the address on your utility bill. The address on the national ID card, permanent voter’s card, driver’s license, international passport doesn’t count cause one might change location after getting these IDs.
If you’re confused on the process of filling the forms for first bank account upgrade, don’t hesitate to ask questions from the bank customer service representative.
If you forgot your bank verification number, you can go through here on how to retrieve bvn or better still ask the customer service representative to help you out with that.
After you’re done, submit the forms back to the customer service representative.
That’s all from you and the rest is for the customer service representative to complete your request on first bank account upgrade. This shouldn’t take more than 24rs and your first bank savings account upgrade is complete.
You can contact the bank to be sure that they have upgraded your account to a standard or regular savings account. You must not go to the bank, probably use this email address firstname.lastname@example.org to contact the bank.
Send your account number to the above email address and request that they run a check a check on your account to confirm if they have upgraded your first bank savings account to a standard or regular bank account.
They will get back to you within 24 to 48 hours.
That’s it on how to upgrade my first bank account, bet you understood all that I have written on this pos. I tried my best to make it simpler to understand and comprehend for everyone.
After the account upgrade, go ahead and get your atm from the bank if you haven’t done so as it is compulsory especially for money transfer or online payment.
More on first bank
- How to upgrade my gtbank account [online]
- First bank savings account limit in 2021
- First bank online account opening guide
- The First bank transfer code 2021 (ussd code)
- How to check my first bank account balance online
Upgrading your first bank savings account from tier on or tier two, to tier three or normal standard savings account is the best thing for every Nigerian banking with first bank. You can receive any amount of money from your bank account, or have a maximum amount in your savings account.
This is one major advantage a tier three savings account has over tier one or tier two.
With this, I draw the curtain on first bank account upgrade, and how you can go about it. It is one hundred percent free or no charges in upgrading your savings account. Kindly go along with the listed items and upgrade your account. If you have any issues or problems, kindly contact your bank, and if you have questions for this post, I’m here to assist you with that.