46 thoughts on “Best guide on first bank account upgrade”

  1. I went to bank last month and I tendered all the documents required but since then I haven’t gotten any notification for my bank upgrade?.
    Plz what can I do ?, am using first bank and with limit of #30k-50k🤦…
    But this morning, I wanted to withdraw #2k left In my account now but POS can only dispense only #1,900.00
    Plz help am confused, right now😥.

    Reply
    • After you have updated your account, you should have contacted the bank to know if the have successfully updated your account. You can call the bank or send them a message through their email address.

      You can’t withdraw the 2k because of withdrawal fee or charges since 2k is the only amount left in your account.

      Reply
  2. pls I want to do my acct upgrade but the name on my bvn is different from my nin ,I’m thinking of registering a voters care with the name on my bvn ,do u think they will accept that ??
    secondly how much can it cost me to get an affidavit for change of name and that of newspaper publication and how long might it take

    Reply
    • Why did you provide a fake name to nin? Hmmm. Cost of getting a court affidavit differs from where you’re getting it, some might charge N1k while will charge N3k.

      However, don’t pay more than N3k but usually it should be N2k unless it will increase because of the way Nigeria is right now.

      Court affidavit usually take 2 minutes to be issued to you especially if you go to the people doing the stuff within any court premises. While newspaper publication might take a day or two depending on the newspaper you went for.

      Reply
  3. Hello ma, I enrolled for Nin but it’s not ready yet, though I have the old national ID card and other documents you listed above, is it possible to upgrade my account with the old id card? Thanks…

    Reply
    • I don’t really know if the bank will collect the old national card but there’s no harm in trying.

      If you were given the nin slip or print out, you should use it cause banks are accepting it, and you know nin has replaced the old national ID.

      Reply
  4. Hello ma, please can I use my ecowas passport as my ID for account upgrade? Because currently I don’t have any of the aforementioned ID.

    Reply
    • Ecowas passport, hmmm.

      I can’t really tell if the bank will accept it but I recommend you to try especially if the ID card is very much genuine and active.

      Reply
  5. Hello ma, if i go to upgrade my account at firstbank, will i be given options on the upgrade i want my account to be upgraded to?

    Reply
    • Mostly it will be a regular or level 3 account unless you explain to them you only want to open a salary account.

      Sorry for the late reply.

      Reply
  6. I Hamzat Suleiman went to first Bank to upgrade my account about two weeks ago ,Up till now it didn’t work.l gave them all the necessary documents.i went there on 22 July for the update now today is 3, august 2021, l complained to customer service representative ,he said I should patient with them at Jericho branch Ibadan

    Reply
    • Two weeks is quite a long time cause it usually takes a maximum of three to four working days.

      I will advise you to wait till Friday and if still the bank didn’t update the account then you should bear in mind the update wasn’t a successful one. Pressure the bank to tell you what the problem is.

      Reply
  7. I want to ask if more than 50k can be deposited into my first instant account. Even if I won’t be able to withdraw it. I have done my upgraded since 12th of July I went back their only to hear that their is a mechanical problem. Please I need your help

    Reply
    • Mechanical problem just to update your account?

      Hmmm.

      The truth is, you cannot deposit more than 50k at once, but you can deposit more than 50k in a single day. So what you need to do is to split the money into two or three depending on the amount though the maximum operating balance will not exceed 300k.

      Reply
      • Good morning ma, please have being going to first bank since last month of 30th August 2021 to upgrade my account and have provided the requirements to them and said I should come bank after 14 working days. I went there again they run a check again last when I got there they said it will be fix all on before Tuesday. Ma, why does it takes so long like that? And how will I know if it has been upgraded? Is there any messages or email notifications to know ma

        Reply
  8. Good morning ma, please have being going to first bank since last month of 30th August 2021 to upgrade my account and have provided the requirements to them and said I should come bank after 14 working days. I went there again they run a check again last when I got there they said it will be fix all on before Tuesday. Ma, why does it takes so long like that? And how will I know if it has been upgraded? Is there any messages or email notifications to know ma

    Reply
  9. Hello pls i cant make a transfer with my first bank account it always shows transaction not permitted whats the problem pls

    Reply
  10. nirsal covid19 household give me 400,000 for business but without seing any message or email but u took back ur money why it on fear why because this will always discourage some customer to not patronise ur banks again.my name jibrin habibu,phone,0802……

    Reply
  11. Good evening ma, please, does acc update require pasport? Again i lostle my mobile number that i used and opened my account so they will do it at oncGood evening ma, please, does acc update require pasport? Again i lostle my mobile number that i used and opened my account so they will do it at once?

    Reply
    • To upgrade or update your account, you must go with an ID, one passport photograph and an utility bill.

      You can also change your phone number at same time.

      Reply
    • Yes you can use the new utility bill because the bank requires the last three months of an utility bill.

      You can’t receive one million million inti a student account, the bank will ask you to upgrade your bank account before you can receive the money and the alert.

      Reply
  12. Pls ma I’m having problem with the numbers on my bvn and Atm, if I enter my Atm card number when trying to borrow money I will be told the number on my bvn does not match my Atm card

    Reply
    • This is all about account upgrade not bvn or atm card.

      Back to the question, You have to contact your bank or go to the bank card section and lay down your complaint especially if you have been doing such without any issues.

      Reply

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