Looking for first bank account upgrade? Look no further as I have the best guideline on how you can upgrade your first bank account without calling the customer service representative for the procedure.
I have done this before, as I was in your shoe looking for how to upgrade my first bank account. I can tell you that it wouldn’t take more than fifteen minutes and you’re done upgrading your first bank. However, it will take a maximum of 24hrs for the process to be complete.
As you’re looking for first bank account upgrade, I’m sure you have a FirstInstant account or maybe a tier 2 savings account. Now you want to upgrade your account in order to receive a maximum amount of cash in your bank account.
Now let me clear up the air, this the account upgrade I’m talking about is the tier 3 savings account. The tier 3 savings account gives you an unlimited sum amount of money. That is to say that you can receive more than the entire US budget into your savings account.
The tier 3 savings account is the standard or regular bank account in Nigeria, and it requires the following items;
- Means of identification: National ID card, driver’s license, permanent voter’s card, international passport, etc.
- Utility bill: Nepa bill, water bill, rent bill
- A passport
If you’re going to bank to upgrade your first bank account, you must go with the listed items. Make sure that the utility bill are at least three months old from the time you’re upgrading your account.
For example, you went to the bank to upgrade your account today being 22nd March 2021. The utility bill you will use for first bank account upgrade will be from December 2020 to March 2021.
That is the last three months utility bill, and mind you, rent bill is an exception.
The electricity bill usually comes in handy for this, and I recommend you to use the electricity bill unless you have water bill which doesn’t exist in Nigeria, or your rent bill.
Now you have know the requirements, let’s move on how to upgrade my first bank account.
Guide on first bank account upgrade
First, you must go to the bank to upgrade your first bank account. In the case that you’re in remote environment or area where there’s no first bank branch around, kindly contact the bank.
Request the bank to give you your account manager phone number. Call your account manager and request how you can go about it cause there’s no first bank branch around, and whereas you’re in a remote area.
I’m saying this based on my experience with zenith bank, this is what I did.
I called the bank customer service representative, and they sent me the number of my account manager. I called her and told her my situation I’m in at the moment, and we did the account upgrade online.
She requested I forward all the items to her whatsapp number and that’s was it, she later called me to notify that the account upgrade was a successful one.
So if you happen to find yourself in this situation, kindly contact the bank and they will guide you through.
First bank account upgrade by going to the bank
Now let’s proceed to first bank account upgrade by going to the bank.
Let me repeat this, make sure to go with all the listed items and also a pen cause you have up to three fill. Head over to any first bank branch, move straight to the customer service representative and request that you want to upgrade or update your bank account.
The first thing they will ask you ” do you have your ID, utility bill and a passport”.
Since you have them, reply with YES.
The customer service representative will request for your account number though not always the case, and afterwards give you some papers (forms) to fill.
Please go through the forms and fill in the necessary information correctly. Make sure the address you entered is the same with the address on your utility bill.
I repeat again, make sure that the addresse you entered on the form is the same with the address on your utility bill. This is the reason banks do request for the last three months utility bill, and this matters a lot for this first bank account upgrade.
If the two addresses are not the same, the bank will cancel the request or nullify your request to upgrade your bank account.
Why I’m stressing this is because I’ve seen some number of persons borrow other people’s electricity bill to open a bank account or upgrade their bank account. Instead of entering the address on the utility bill, the will enter or write their own address.
Doing this will make the bank to detect that you’re not the owner of the utility bill, and therefore cancel or nullify everything. You will only have to to upgrade your first bank account by trying another first bank branch.
Your purpose of first bank account upgrade is as good as gone.
So please make sure that the address you filled on the forms is the same with the address on your utility bill. The address on the national ID card, permanent voter’s card, driver’s license, international passport doesn’t count cause one might change location after getting these IDs.
If you’re confused on the process of filling the forms for first bank account upgrade, don’t hesitate to ask questions from the bank customer service representative.
If you forgot your bank verification number, you can go through here on how to retrieve bvn or better still ask the customer service representative to help you out with that.
After you’re done, submit the forms back to the customer service representative.
That’s all from you and the rest is for the customer service representative to complete your request on first bank account upgrade. This shouldn’t take more than 24rs and your first bank savings account upgrade is complete.
You can contact the bank to be sure that they have upgraded your account to a standard or regular savings account. You must not go to the bank, probably use this email address [email protected] to contact the bank.
Send your account number to the above email address and request that they run a check a check on your account to confirm if they have upgraded your first bank savings account to a standard or regular bank account.
They will get back to you within 24 to 48 hours.
That’s it on how to upgrade my first bank account, bet you understood all that I have written on this pos. I tried my best to make it simpler to understand and comprehend for everyone.
After the account upgrade, go ahead and get your atm from the bank if you haven’t done so as it is compulsory especially for money transfer or online payment.
More on first bank
- How to upgrade my gtbank account [online]
- First bank savings account limit in 2021
- First bank online account opening guide
- The First bank transfer code 2021 (ussd code)
- How to check my first bank account balance online
Upgrading your first bank savings account from tier on or tier two, to tier three or normal standard savings account is the best thing for every Nigerian banking with first bank. You can receive any amount of money from your bank account, or have a maximum amount in your savings account.
This is one major advantage a tier three savings account has over tier one or tier two.
With this, I draw the curtain on first bank account upgrade, and how you can go about it. It is one hundred percent free or no charges in upgrading your savings account. Kindly go along with the listed items and upgrade your account. If you have any issues or problems, kindly contact your bank, and if you have questions for this post, I’m here to assist you with that.
Can u upgrade without a bvn
To update or upgrade, they will require a bvn. If you don’t have a bvn yet, they will do it for you right there before the account update.
Please how long does it usually reflect on your account after upgrading
How do I know if my account is successfully upgraded???
You can only know by calling your bank, or try to send more than 50k into the account and see if it will reflect on your account balance.
What of if it doesn’t reflect, where will the money go?
Are there charges attached to the upgrading process?
No charges at all, one hundred percent free.
Do the name on the Utility bill need to match with my account name?
No, but rather the name on your ID must match your account name.
Thanks
I went to bank last month and I tendered all the documents required but since then I haven’t gotten any notification for my bank upgrade?.
Plz what can I do ?, am using first bank and with limit of #30k-50k🤦…
But this morning, I wanted to withdraw #2k left In my account now but POS can only dispense only #1,900.00
Plz help am confused, right now😥.
After you have updated your account, you should have contacted the bank to know if the have successfully updated your account. You can call the bank or send them a message through their email address.
You can’t withdraw the 2k because of withdrawal fee or charges since 2k is the only amount left in your account.
My own has been the bt-50
pls I want to do my acct upgrade but the name on my bvn is different from my nin ,I’m thinking of registering a voters care with the name on my bvn ,do u think they will accept that ??
secondly how much can it cost me to get an affidavit for change of name and that of newspaper publication and how long might it take
Why did you provide a fake name to nin? Hmmm. Cost of getting a court affidavit differs from where you’re getting it, some might charge N1k while will charge N3k.
However, don’t pay more than N3k but usually it should be N2k unless it will increase because of the way Nigeria is right now.
Court affidavit usually take 2 minutes to be issued to you especially if you go to the people doing the stuff within any court premises. While newspaper publication might take a day or two depending on the newspaper you went for.
Hello ma, I enrolled for Nin but it’s not ready yet, though I have the old national ID card and other documents you listed above, is it possible to upgrade my account with the old id card? Thanks…
I don’t really know if the bank will collect the old national card but there’s no harm in trying.
If you were given the nin slip or print out, you should use it cause banks are accepting it, and you know nin has replaced the old national ID.
Hello ma, please can I use my ecowas passport as my ID for account upgrade? Because currently I don’t have any of the aforementioned ID.
Ecowas passport, hmmm.
I can’t really tell if the bank will accept it but I recommend you to try especially if the ID card is very much genuine and active.
Hello ma, if i go to upgrade my account at firstbank, will i be given options on the upgrade i want my account to be upgraded to?
Mostly it will be a regular or level 3 account unless you explain to them you only want to open a salary account.
Sorry for the late reply.
I Hamzat Suleiman went to first Bank to upgrade my account about two weeks ago ,Up till now it didn’t work.l gave them all the necessary documents.i went there on 22 July for the update now today is 3, august 2021, l complained to customer service representative ,he said I should patient with them at Jericho branch Ibadan
Two weeks is quite a long time cause it usually takes a maximum of three to four working days.
I will advise you to wait till Friday and if still the bank didn’t update the account then you should bear in mind the update wasn’t a successful one. Pressure the bank to tell you what the problem is.
I want to ask if more than 50k can be deposited into my first instant account. Even if I won’t be able to withdraw it. I have done my upgraded since 12th of July I went back their only to hear that their is a mechanical problem. Please I need your help
Mechanical problem just to update your account?
Hmmm.
The truth is, you cannot deposit more than 50k at once, but you can deposit more than 50k in a single day. So what you need to do is to split the money into two or three depending on the amount though the maximum operating balance will not exceed 300k.
Good morning ma, please have being going to first bank since last month of 30th August 2021 to upgrade my account and have provided the requirements to them and said I should come bank after 14 working days. I went there again they run a check again last when I got there they said it will be fix all on before Tuesday. Ma, why does it takes so long like that? And how will I know if it has been upgraded? Is there any messages or email notifications to know ma
Good morning ma, please have being going to first bank since last month of 30th August 2021 to upgrade my account and have provided the requirements to them and said I should come bank after 14 working days. I went there again they run a check again last when I got there they said it will be fix all on before Tuesday. Ma, why does it takes so long like that? And how will I know if it has been upgraded? Is there any messages or email notifications to know ma
Taking so long depends on the bank, and again the bank will not notify you about the upgrade. I recommend you to contact first bank through their phone number or email address and inquire if they have upgraded your account instead of going to the bank.
How do i get they’re phone number
Google it and you will see their numbers on the official first bank website.
Can I use a student ID card to upgrade my account, since I don’t have a national ID and the rest?
You can’t use a student ID. You have to get any of the listed IDs to upgrade your bank account.
Hello pls i cant make a transfer with my first bank account it always shows transaction not permitted whats the problem pls
Your account has been restricted, go to the bank tomorrow with your ID to know why your account has been restricted.
nirsal covid19 household give me 400,000 for business but without seing any message or email but u took back ur money why it on fear why because this will always discourage some customer to not patronise ur banks again.my name jibrin habibu,phone,0802……
??????
Please kindly contact first bank okay.
Good evening ma, please, does acc update require pasport? Again i lostle my mobile number that i used and opened my account so they will do it at oncGood evening ma, please, does acc update require pasport? Again i lostle my mobile number that i used and opened my account so they will do it at once?
To upgrade or update your account, you must go with an ID, one passport photograph and an utility bill.
You can also change your phone number at same time.
Thanks so much ma’am
Can I upgrade my first bank account online
No you can’t.
Hello ma, I changed location of my city and I want to upgrade my account, can I use my new location utility bill to upgrade it?
Secondly, Can I received alert of 1 million with my student account even if I can’t withdraw it?
Yes you can use the new utility bill because the bank requires the last three months of an utility bill.
You can’t receive one million million inti a student account, the bank will ask you to upgrade your bank account before you can receive the money and the alert.
What is the site to update the account
Did you read the post?
Pls ma I’m having problem with the numbers on my bvn and Atm, if I enter my Atm card number when trying to borrow money I will be told the number on my bvn does not match my Atm card
This is all about account upgrade not bvn or atm card.
Back to the question, You have to contact your bank or go to the bank card section and lay down your complaint especially if you have been doing such without any issues.
Good morning I was trying to get a loan on my phone,useing *894*11# the response was an not enigble at this time,but for like four days ago I was sent a massage when I deposit money and also buy card from my account which I have being doing for long time,the massage is I am now colify for first credit loan.so I don’t understand the issue.
In the process of waiting for the upgrade to be activated,will I receive any money into my account??