Ecobank Mobile Banking Registration Via App: How to Get Started

With Ecobank Mobile Banking, you will get instant and easy banking 24/7 available to you to manage your financial transaction.

Ecobank mobility banking offers many great benefits to ecobank customers, benefits which include sending money from your ecobank account, bills payment, checking of account balance or number, airtime top up etc. Mobile banking have been really helpful since the introduction in the Nigeria Banking industry to which many banks in Nigeria are using it.

What is Mobile Banking

Mobile banking is a service provided by a bank or other financial institution that allows its customers to conduct financial transactions remotely using a mobile device such as a smartphone or tablet. Unlike the related internet banking it uses software, usually called an app, provided by the financial institution for the purpose.

Mobile banking is usually available on a 24-hour basis. Some financial institutions have restrictions on which accounts may be accessed through mobile banking, as well as a limit on the amount that can be transacted.

Transactions through mobile banking may include obtaining account balances and lists of latest transactions, electronic bill payments, and funds transfers between a customer’s or another’s accounts. Some apps also enable copies of statements to be downloaded and sometimes printed at the customer’s premises; and some banks charge a fee for mailing hardcopies of bank statements.

From the bank’s point of view, mobile banking reduces the cost of handling transactions by reducing the need for customers to visit a bank branch for non-cash withdrawal and deposit transactions.

Mobile banking does not handle transactions involving cash, and a customer needs to visit an ATM or bank branch for cash withdrawals or deposits. Many apps now have a remote deposit option; using the device’s camera to digitally transmit cheques to their financial institution.

Mobile banking differs from mobile payments, which involves the use of a mobile device to pay for goods or services either at the point of sale or remotely, analogously to the use of a debit or credit card to effect an EFTPOS payment.

Ecobank mobile banking is of two ways, one is via app and the other is through ussd code. The ecobank mobile app requires internet while the ussd code doesn’t require internet. Let’s take a look the benefits of using Ecobank mobile banking on app.

Benefits of Ecobank Mobile Banking

Ecobank mobile banking registration via app

SEND money instantly in and across 33 African countries

Send to anyone with an Xpress account or bank account
Transfer cash to family, friends or companies
Send money across your country and 33 borders

PAY your bills instantly in and across 33 African countries

Settle bills like DSTV, utilities, school fees and more
Pay for airline tickets with select partner airlines
Receive instant payment notifications and receipts

SHOP cash-free on your mobile with Scan+Pay QR

Shop with Ecobank Masterpass QR partnering with mVISA and MasterPass
Simply scan the QR code – no need to carry cash (or use USSD code)
Grab bargains when you see them – in-store or remotely
Shop when high street banks are closed

GO XPRESS and open an account instantly on your mobile

XPRESS Account: Zero account fees | Zero minimum balance | Zero paperwork
XPRESS Cash: Withdraw cash without your card at our ATMs with your mobile phone with an “e-token”
XPRESS Points: Redeem e-tokens and cash out at our agent locations and more


Top-up directly from your bank or Xpress account on your phone
Buy airtime for yourself or someone else
Safe, easy and on-the-go

LINK your Visa or MasterCard from any bank

Anyone can use our instant digital services no matter who you bank with
Easy and instant card linking
Trusted, Safe and Reliable


VISA card holders from any bank can link their cards to use our instant digital services
VISA clients can also send money for cash-out to mVISA locations
Money can also be cashed out our XPRESS points

With these great benefits of ecobank mobile banking, is left for you as a customer to start using it today.

Download Ecobank Mobile Banking App

For ecobank mobile banking registration on the app, first download the app below

Download For Android device

Download for iOS

After installing ecobank mobile banking app, to register click on the Ecobank Mobile Icon on your mobile phone to launch the App. To authenticate your device, dial *326# using your registered number and perform a PIN change.
Log in to the app to access your mobile banking. New Ecobank Mobile Users should click on the “New User” button to register.


1. How to transfer money from Ecobank account to other bank

2. Gtbank Mobile Banking and how to get started

But you can also use the ecobank mobile money through ussd code, to transfer money from your bank account, pay bills, check account balance or number, airtime top up etc dial *326# on your registered sim number with your ecobank account.

That’s all i have on ecobank mobile banking registration via apps, any question or inquiry we are here to assist you.


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