How to check my bank account balance online?
You’re at the right website as I will guide you through on the ways which you can check your bank account balance through online and without going to the bank.
You think this isn’t possible?
It is pretty much possible though everything depends on your bank.
We’re in the new banking era and as technology has improved, it has also helped the banking industry or the system in general.
Days are gone when the only option a bank customer has is to visit the bank for any services he or she or looking for.
The services can be checking of account balance, especially if you’re quite sure of the remaining balance.
Right now we’re in the new banking era, checking of account balance is made lot easier especially through online.
Moving straight to the question on how to check my bank account balance online.
How to check my bank account balance online
There are three methods by which a bank customer can easily check their bank account balance or information, and they include;
- Through internet banking
- Mobile banking app
- Through online customer service
These are the three methods to check my bank account balance online, and I can assure you that they offer the most convenient form of banking services in today’s world.
So let’s continue.
1. Internet Banking
A bank customer who haven’t enrolled in the internet banking is missing a lot, and this is in terms of services which you can get using the internet banking.
This also include how to check my bank account balance online.
I mostly use the internet banking for my banking services except if it is something that requires going to the bank like cash withdrawal.
There are lots of banking services derived from the internet banking in today’s banking sector. Some of them includes the followings;
- Convenient and faster money transfer
- Checking of account number and balance
- Payment of utility bills
- Airtime recharge or internet data recharge
- Ability to request for a loan or a cheque
All the services offered by the bank internet banking depends on the bank itself, and it provides the best means on how to check my bank account balance online.
How to enroll for internet banking
To register or enroll for internet banking today is all for free irrespective of the country or maybe the bank you’re banking with.
There are two options to do so, by walking into the bank, using the bank online registration or contacting the bank through their email address. However, I recommend going to the bank and filling the internet banking form.
If there’s no branch around you, you can then contact the bank and they will direct you on what to do and how to go about the registration.
Internet banking plays a huge role on how to check my bank account balance online, so it is left for you to make a decision and get registered today.
It’s all for free but very essential in the banking sector.
After you’re done with the registration, sign in to your internet banking account and your account balance will be displayed on your screen.
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2. Mobile banking app
The second method on how to check my bank account balance online is by using the bank mobile banking app.
If you don’t have an internet banking account, you should endeavor to enroll for your bank mobile banking by downloading and installing the app on your smartphone, and register your account.
You can use your bank mobile banking app when it comes to how to check my bank account balance online.
It so easy and mostly bank gives their customers the opportunity to register their account by themselves without going to the bank or calling the customer service representative.
The mobile banking app works similar to the internet banking, and some of its services includes;
- Convenient and faster money transfer
- Checking of account number and balance
- Payment of utility bills
- Airtime recharge or internet data recharge
- Ability to request for a loan or a cheque
How to register for mobile banking
First you need to download and install your bank mobile banking app on your smartphone, launch the mobile application to get started with the registration.
If you’re confused on how to register for the mobile banking, simply contact your bank customer service representative and they will guide you through.
Both the internet banking and the mobile banking app are the best method on how to check my bank account balance online especially this year.
After you’re done with the mobile banking registration, sign in to your mobile banking app account and your account balance will be displayed on your screen.
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3. Bank online customer service representative
This method isn’t applicable to all bank across the globe, but rather very few bank offers this method of checking of account balance through online.
Using this method, you only have to contact your bank online customer service representative and request that you want to check your account balance.
They will ask you some questions in order to verify and confirm that you’re the owner of the said account. After you passed the verification, the customer service representative will issue you your account balance.
I love this method so much especially if what I’m after is how to check my bank account balance online and not money transfer or any other bank services.
The only problem is that it is only very few banks that offers this online services to their customers.
It is left for you to inquire from your bank if the offer online service, and the services I’m talking about is the online chat.
I repeat online chat and preferably not the bot or automated online chat which can be a lot annoying especially if the case is a serious one.
So far these are the three methods on how to check my bank account balance online that I know.
Aside from these methods, you can as well check your account balance through offline and in another convenient way.
I’m talking about the bank ussd code.
The bank ussd code
This is a unique ussd code offered by banks to their customers for an offline banking services.
Aside from how to check my bank account balance online, you can as well use the bank ussd code to check your account balance, and it doesn’t require the use of an internet.
You can use the bank ussd code on any mobile phone, be it a feature phone or on a smartphone or any device that supports a sim card.
This services is limited to few banks and in Nigeria, banks offer the ussd code for offline services to their customers.
These services are the same as the internet and mobile banking app with just a slight difference based on charges and limit on money transfer.
To use the bank ussd code, first you have to contact your bank and ask if they have a ussd code for offline banking services. If they do, then request on how to use it in checking of account balance.
However, if they don’t support such ussd code, then you’re left with mobile banking app and the internet banking in checking of account balance.
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PROS
1. Checking of account balance through online using the mobile banking app, internet banking and online customer service representative is the best for bank customers. It is the answer to how to check my bank account balance online.
2. Online banking offers the best services in the banking sector, very convenient and faster especially in terms of money transfer or bill payments.
If you want to pay for your utility bill like the electricity bill, cable TV, etc, I recommend using the mobile banking app or the internet banking for such payments.
3. The online banking services is 24/7 available to all bank customers. Both in day or in the night, you can use the internet banking or the mobile banking app.
The only problem a bank customer will have using these methods is when there’s a technical problem which prohibit the use of internet and mobile banking app on how to check my bank account balance online.
CONS
1. Requires internet coverage or connection, and can’t work without the internet. Also in the case of poor internet connection, it can be a lot frustrating to the bank customer.
2. The mobile banking app is only available on android and ios, it doesn’t support other mobile platforms. If you don’t have an android phone or iPad or iPhone, you can’t use the bank mobile banking app.
3. If a technical issue occurs, checking of bank account balance, account number, money transfer, bill payment etc isn’t possible until the problem is rectified or resolved.
Conclusion
As we’re in the new banking era where banking services are made convenient to the bank customers, it is a services which every bank customer should imbibe as it plays a major role in our day to day banking services.
With this i come to the conclusion on how to check my bank account balance online using the mobile banking app and the internet banking. If you more to add to this, I will appreciate it a lot.