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Routing Number On a Check – How To Find Your Bank Routing Number

Routing number on a check and how to find or easily locate your bank routing number. 

Bank routing number or routing transit number (RTN) is a nine digit number used to identify financial institution in a transaction. Most common transaction types where routing numbers are used are ACH and wire transfers.

The nine-digit routing number — also called the ABA RTN, or “American Bankers Association Routing Transit Number” — serves as an electronic address for bank transactions made among financial institutions within the U.S. (international transactions require different codes such as the SWIFT or IBAN).

The ABA implemented this system in 1911 to automate paper check processing, and for decades routing numbers have been printed on checks in a machine-readable format with magnetic ink. As electronic transactions grow more common, the use of routing numbers has expanded to accommodate ACH and wire transfers, as well as newer types of accounts such as prepaid cards.

How to Find Routing Number on a Check

Routing number on a check

Most banks don’t use a single routing number for all of their accounts. The routing number for your account is often determined by the state or branch where your account was opened. And at some financial institutions, the same account also can have multiple routing numbers assigned to it, depending on the type of transaction you’re trying to complete.

For instance, your checking account may have a routing number specifically for ordering a box of checks, another one for setting up direct deposit and a third one for sending an ACH or wire transfer. Keep this in mind when locating your routing number.

To find your routing number on a check, look at the bottom of a check, you will see three groups of numbers. The first group is your routing number, the second is your account number and the third is your check number.

Keep in mind the routing numbers are 9-digit codes and the character symbol surrounding the numbers is not part of the routing number on a check. Routing numbers, sometimes called transit numbers, are public and may vary based on the region where you opened your account

And this is how to locate or find your bank routing number on a check. 

 

 

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