Full review of Rei mastercard/credit card and how to use it for payment.
- Only the REI MasterCard lets you enjoy these special benefits:
- $100 REI Gift Card when you apply for, get approved and make any purchase within 60 days of card approval*
- 5% back at REI*
- 1% back everywhere else*
- All this on top of your REI member dividend (typically 10% on your eligible REI purchases)*
- Credit Target – Type
- Annual Fee
- BT Intro APR
- Purchase Intro APR
- Regular APR
- Good Credit, Excellent Credit
11.99%* – 23.99%*
Quick summary of Rei mastercard credit card rewards.
This is a MasterCard rewards card, issued by U.S. Bank. Store reward cards normally offer rebates on specific brand merchandise or purchases. This card is intended for consumers, or “personal use” with a good to perfect credit history. Rates may vary among applicants, however the lowest standard APR is 11.99%* and may be as high as 23.99%* (Variable)*, depending on your credit worthiness*.
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is no annual fee for this card.*
This card is a store or brand specific rewards card, where you can expect rewards, gift certificates, or even rebates for your purchases, according to the offer details.
Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record with rei mastercard. A FICO credit score of 696 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.
FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any U.S. Bank product.
The grace period listed for the REI Mastercard credit card is at least 24 – 30 days*. So interest charges will not be applied for new purchases during this time. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.
This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment.
There was 1 person that reported the application status to us after applying. The applicant was approved. Helpful qualification information, including credit scores, rates, household income and more was reported.
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at beats-pro.ru or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 696, then your chance of approval may be even greater.
Approval time for rei mastercard credit card offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.
Based on community reviews, we found that 100% of 1 user recommend this card.
It’s fast and easy to compare card offers by the criteria you require. That way you get the best rei mastercard credit card for your needs.