Your have been hearing about gtbank mobile banking, may not really know what it’s all about. This blog post will guide you on guaranty trust bank mobile banking and how to use it.

Some of you when you hear mobile banking, you might think is about downloading a bank mobile app and using it for your bank transactions. Mobile banking is not just only the mobile app but rather includes all the banking services you can do on your mobile phone. For example in gura trust bank, they have two gtbank mobile banking options. That is the mobile app which requires internet access and the gtbank ussd code which is *737#.

What is Mobile Banking

Mobile banking is a service provided by a bank or other financial institution that allows its customers to conduct financial transactions remotely using a mobile device such as a smartphone or tablet. Unlike the related internet banking it uses software, usually called an app, provided by the financial institution for the purpose. Mobile banking is usually available on a 24-hour basis. Some financial institutions have restrictions on which accounts may be accessed through mobile banking, as well as a limit on the amount that can be transacted.

Transactions through mobile banking may include obtaining account balances and lists of latest transactions, electronic bill payments, and funds transfers between a customer’s or another’s accounts. Some apps also enable copies of statements to be downloaded and sometimes printed at the customer’s premises; and some banks charge a fee for mailing hardcopies of bank statements.

From the bank’s point of view, mobile banking reduces the cost of handling transactions by reducing the need for customers to visit a bank branch for non-cash withdrawal and deposit transactions. Mobile banking does not handle transactions involving cash, and a customer needs to visit an ATM or bank branch for cash withdrawals or deposits. Many apps now have a remote deposit option; using the device’s camera to digitally transmit cheques to their financial institution.

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Before gtbank mobile banking is just the gtbank mobile app, but right now it involves the gtb *737# ussd code which does not require internet. If you want to use the gtbank mobile app to transfer money online, you will have to login to your gtbank internet banking account. But the ussd code only requires your gtbank debit card(atm card) and 4 digit pin number.

One advantage that the gtbank mobile app have is that you can transfer money up to N300,000 whilst the *737# ussd code is limited to N200,000. Though gtbank *737# ussd does not require internet while the mobile app you have to register for internet banking.

Another advantage of Gtbank mobile banking app have over the ussd code is that you can recharge up to N20,000 airtime whilst the *737# airtime recharge limit is N10,000.

But overall the two of them are are good and it will be better if you use both the gtbank mobile banking app and the offline *737# ussd code. Let’s see the benefits of using gtb mobile banking in today’s modern world.

Benefits of Gtbank Mobile Banking

1. Saves you a lot of time as you can have you finances 24/7 available to you.

3. You can easily transfer money anytime anywhere

4. Check your gtbank account balance or number

5. Recharge airtime on your sim card

6. Make bill payment on your home or office.

7. Change your gtbank pin number or request you for an atm card. Etc.

The gtbank mobile banking is a convenient means of performing major Banking transactions (Transfers, Balance Enquiry, Airtime Top up, Cardless ATM withdrawal, Bill Payments etc.) on any Mobile phone anytime, anyday & anywhere. The service is convenient, secure, fast, intuitive and affordable.

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How to Register for Gtbank Mobile Banking

Gtbank mobile banking

For gtbank *737# ussd code you don’t have to register for anything but rather use the sim number registered with your gtbank account. But you have to have your valid debit card and you will create 4 digit pin number. To create your *737# ussd code, simply dial *737*5# then enter the last 6digits of your active debit card to confirm.


1. How to check Gtbank account balance

2. Code to transfer money from gtbank account to another or gtb

3. How to get gtbank swift code for international wire transfer

4. How to Register for Gtbank Internet Banking

For gtbank mobile banking app, you have to download it from Here But to make use of this, you have to register for internet banking, get your user id and password. Afterwards you can use it to transfer money from your account, top up airtime, check your account balance or number etc.

And that’s it on gtbank mobile banking, if you have any question feel free to ask.



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